Justice Federal Credit Union stands ready to offer members special assistance in the event of a federal government shutdown

With federal funding set to expire September 30, 2025, the threat of a federal government shutdown is rising as Congress remains at an impasse over budget proposals.

In the event a shutdown does occur, and federal employees are furloughed, Justice Federal Credit Union (Justice Federal) is committed to supporting new and existing members who experience financial hardship with the following support:

Special assistance loan: New and existing members in good standing with the Credit Union may apply for a special assistance loan up to their net pay for one month. A pay stub is required, and there is a minimum loan amount of $500. The loan features an annual percentage rate of 5.99% over 12 months. Members may opt to defer their first special assistance loan payment for up to 60 days, with interest continuing to accrue. Example of repayment terms: 12 monthly payments of $86.19 per $1,000 borrowed.
Deferred payments: Members in good standing may request to defer a consumer loan or credit card payment up to 30 days with interest continuing to accrue. Based on the length of the federal government shutdown, Members may request additional 30-day deferments. For assistance with a first mortgage loan, members should speak with a mortgage counselor.
Financial counseling: Members have access to free, confidential financial counseling from Justice Federal’s partner, GreenPath Financial Wellness, to help manage their finances by calling (877) 3373-3399, to speak with a GreenPath representative.

Mark Robnett, president and CEO of Justice Federal, stated, “We understand how unsettling a potential government shutdown can be for our members and their families. Since our founding in 1935 during the Great Depression, Justice Federal has consistently delivered financial assistance through periods of uncertainty, including previous federal government shutdowns. We remain dedicated to providing dependable financial support to our Members whenever it is required.”

In the event of a shutdown, Members may request the special assistance loan via Justice Federal’s mobile app, website or branch, and may contact the Credit Union at (800) 550.5328, Monday–Friday, 8:30 a.m.–8 p.m. EST, to defer a consumer loan or credit card payment, or speak to a mortgage counselor for mortgage assistance. The Credit Union will continue to share updates and additional resources on its website as needed at www.jfcu.org.

Justice Federal Credit Union

Justice Federal has provided the Department of Justice employees with financial stability, security and exceptional member service since 1935. Now with over 100 paths to eligibility, Justice Federal continues this commitment to an expanded field of membership, which includes the law enforcement and public safety community, supporters, and partners. The Credit Union has nearly 70,000 members, over $1 billion in assets and is headquartered in Chantilly, Virginia. It has locations in Los Angeles, California, Miramar, and Miami, Florida, Atlanta and Forsyth, Georgia, Chicago, Illinois, New York, Houston, and Dallas/Ft. Worth Texas, Virginia, West Virginia, and Washington, D.C. For more information, visit www.jfcu.org.

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